Services
What we do
Business & Personal Asset Finance
Need to finance a business asset
Plant and Equipment – Machinery – Trucks
Motor Vehicles – Earthworks Machinery – Computers
IT & Technology – Software – Telephone Systems
High Pressure Washers – Point of Sale – CCTV & Security
Laser Systems – Solar Power
Need to finance for personal use
Motor Vehicle – Boat – Caravan – Motorcycle – Jet ski – Trailer – Horse Float
Let us help find the right finance for you!
We finance just about anything to keep your business moving or to fuel your passion.
Vehicles
Chattel Mortgage
A Chattel Mortgage allows you to buy an asset, which the finance company finances on your behalf. The financier has a mortgage over the asset until you have paid it off. At the end of the term, the asset is yours and there is nothing more to pay.
Commercial Hire Purchase
A commercial hire purchase (CHP) is a commercial finance product where you hire the vehicle from the lender for a fixed monthly repayment over a set period. It’s a good way to finance if you are registered for GST on an accruals or cash accounting basis.
Secured or unsecured Car loans
If you’ve started shopping around for a personal loan or a car loan, you’ve probably come across the terms secured and unsecured loans.
Secured loans : The asset being purchased often becomes security for the loan. If for any circumstance, the borrower fails to repay the loan, the lender is able to sell the secured asset.
Unsecured loans : Higher risk for lenders because no security item is provided by the borrower. Because of this risk, unsecured loans generally come with a higher interest rate than secured loans.
Some banks will offer unsecured loans for cars.
Novated Lease & Salary Packaging
A Novated lease it a tax effective way to finance your personal vehicle though your employer via pre tax salary deduction. By paying for the vehicle and salary packaging the running cost, you could pay less tax.
Complimentary Quote
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Call us or email us today for a complimentary quote